The depth model

The depth model

The same lesson, published at three depths. Depth is a property of a lesson rather than a separate lesson: adding L2 to an existing L1 lesson is an additive diff — no URL change, no re-enrolment, no progress reset.

Anatomy of a claim, end to end

45 min · MI-05, MI-06, MI-13

Levels are cumulative · 9 blocks shown

What a claim is

A claim is a formal request for payment, sent by a provider to a payer after a service has been delivered. At heart it is a data document: every field answers a question the payer needs settled before it will agree to pay.

A claim that arrives complete and correct on the first attempt is called a clean claim. That label is not a compliment — it is an operational measure. Every claim that is not clean means rework and delayed collection.

Clean claim

A claim that passes the payer's edits on the first submission, with no correction and no request for further information.

Training example: a claim for procedure PRC-1042 with diagnosis DX-A118 arrives with every field complete and matching the member card.

Clearinghouse

An intermediary that receives claims from providers, checks their format, and routes them to the correct payer.

Self-pay compared with an insured encounter
AspectSelf-payInsured
Who is billedThe patientThe payer, then the patient for any balance
When money arrivesAt the visitAfter adjudication, often weeks later
What can go wrongNon-paymentRejection, denial, underpayment, or delay
Document producedA receiptA claim, then a remittance advice
  1. RegistrationMember and coverage details are captured.
  2. Eligibility checkCoverage is confirmed as active for the service requested.
  3. Service deliveryThe service is delivered and documented in the record.
  4. CodingDocumentation is translated into procedure and diagnosis codes.
  5. Claim assemblyThe required fields are assembled into one document.
  6. SubmissionThe claim is sent through the clearinghouse.
  7. AdjudicationThe payer decides to pay, deny, or reduce.
  8. RemittanceA statement arrives explaining what was paid and why.
  9. Posting and follow-upPayment is posted and any shortfall is worked.

Key takeaways

  • A claim is a data document; each field answers a question the payer needs settled.
  • A clean claim passes the payer's edits on the first attempt.
  • The lifecycle has nine stages, and each one produces a traceable artefact.
Original training content. Every code and organisation in this lesson is fictional and for training only. Not medical, billing, clinical, legal or regulatory advice.